BANKRUPTCY ATTORNEY (425) 308-6862 Ken@KenSchneider.com
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Law Office of Ken Schneider, P.S. Bankruptcy Attorney
Our Philosophy
At the Law Office of Ken Schneider we believe that filing for bankruptcy is an opportunity for a fresh start. Whether you are facing collection calls, debts from divorce, a pending foreclosure, or garnishment, we understand that sometimes people need a fresh start. We're here to help you get back on your feet.
Our Process
Your bankruptcy may be simple or complex. Either way, filing for bankruptcy can be a complicated and intimidating process. Many attorneys steer their clients towards Chapter 13 bankruptcy because we, as attorneys, typically make more on Chapter 13 cases. I prefer the a simpler, quicker and less expensive Chapter 7 for my clients whenever possible.
Chapter 7 typically costs less than a third of a Chapter 13. Most Chapter 13's take 5 years, most Chapter 7's take about 4 months. Most people qualify for FHA financing just 2 YEARS after filing Chapter 7, a person who filed Chapter 13 would typically have one to three years remaining in their bankruptcy. We pride ourselves on working hard to get our clients to qualify for Chapter 7. However, Chapter 13 is the right choice for some debtors. If we recommend Chapter 13 you will get a detailed explanation why you don't qualify for Chapter 7.
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Your Trusted Bankruptcy Law Firm
We have worked hard to make the bankruptcy process as simple as possible. You will do your consultations (with an attorney not a paralegal) on the phone or via Zoom. You will provide the information and documents we need to prepare your bankruptcy online. You will sign your bankruptcy documents electronically. The court hearing ("341 meeting", or "Meeting of Creditors") that all debtors must participate in will be done via Zoom. There are exceptions, but most likely you won't have to appear in court at all. Most likely we will not meet in person. However, we will develop a relationship.